[
    {
        "id": "bna",
        "name": "Banco Nación",
        "type": "Banco (Adquirente)",
        "color": "bg-bna-primary",
        "textColor": "text-bna-primary",
        "logo": "BNA",
        "logoUrl": "assets/logos/bna.svg",
        "feeUrl": "https://aranceles.fiservargentina.com/",
        "apiUrl": "N/A - Integración vía Procesadores (Fiserv/Payway)",
        "hasApi": false,
        "lastUpdated": "2026-02-14T12:00:00Z",
        "fees": [
            {
                "concept": "Débito",
                "term": "24 hs",
                "rate": "0.8% + IVA"
            },
            {
                "concept": "Crédito",
                "term": "8-10 días hábiles",
                "rate": "1.8% + IVA"
            },
            {
                "concept": "Mantenimiento Terminal",
                "term": "Mensual",
                "rate": "Bonificado o Variable"
            }
        ]
    },
    {
        "id": "bapro",
        "name": "Banco Provincia",
        "type": "Banco (Adquirente)",
        "color": "bg-bapro-dark",
        "textColor": "text-bapro-dark",
        "logo": "BAPRO",
        "logoUrl": "assets/logos/bapro.svg",
        "feeUrl": "https://www.bancoprovincia.com.ar/web/adhesion_comercios",
        "apiUrl": "N/A - Integración vía Procesadores",
        "hasApi": false,
        "lastUpdated": "2026-02-14T12:00:00Z",
        "fees": [
            {
                "concept": "Débito",
                "term": "48 hs",
                "rate": "0.8% + IVA"
            },
            {
                "concept": "Crédito",
                "term": "8-10 días hábiles",
                "rate": "1.8% + IVA"
            },
            {
                "concept": "Clave DNI (Token)",
                "term": "Inmediato",
                "rate": "0.6% + IVA"
            },
            {
                "concept": "QR (Saldo en Cuenta)",
                "term": "Inmediato",
                "rate": "0.8% + IVA"
            }
        ]
    },
    {
        "id": "mercadopago",
        "name": "Mercado Pago",
        "type": "Agregador (Fintech)",
        "color": "bg-mercadopago-primary",
        "textColor": "text-mercadopago-primary",
        "logo": "MP",
        "logoUrl": "assets/logos/mercadopago.svg",
        "feeUrl": "https://www.mercadopago.com.ar/ayuda/2779#tabla1",
        "apiUrl": "https://api.mercadopago.com/v1/payment_methods",
        "apiDocs": "https://www.mercadopago.com.ar/developers/es/docs/your-integrations",
        "hasApi": true,
        "lastUpdated": "2026-02-14T12:00:00Z",
        "fees": [
            {
                "concept": "Point - Débito",
                "term": "En el momento",
                "rate": "3.25% + IVA"
            },
            {
                "concept": "Point - Crédito",
                "term": "En el momento",
                "rate": "6.29% + IVA"
            },
            {
                "concept": "Point - Crédito",
                "term": "10 días",
                "rate": "4.39% + IVA"
            },
            {
                "concept": "QR",
                "term": "En el momento",
                "rate": "0.80% - 6.29% + IVA (según medio)"
            }
        ]
    },
    {
        "id": "uala",
        "name": "Ualá (Bis)",
        "type": "Agregador (Fintech)",
        "color": "bg-uala-primary",
        "textColor": "text-uala-primary",
        "logo": "UA",
        "logoUrl": "assets/logos/uala-logo.png",
        "feeUrl": "https://mpos.ualabis.com.ar/productos/mpos/",
        "apiUrl": "https://api.uala.com.ar/merchant/v1/fees (Requiere Auth)",
        "apiDocs": "https://desarrolladores.uala.com.ar/",
        "hasApi": true,
        "lastUpdated": "2026-02-14T12:00:00Z",
        "fees": [
            {
                "concept": "mPOS - Débito",
                "term": "En el momento",
                "rate": "2.9% + IVA"
            },
            {
                "concept": "mPOS - Crédito",
                "term": "En el momento",
                "rate": "4.4% + IVA"
            },
            {
                "concept": "Link de Pago",
                "term": "En el momento",
                "rate": "4.4% + IVA"
            }
        ]
    }
]